LOOKING FOR LIFE INSURANCE
Your time searching for life insurance will be reduced significantly if you know what you type of life insurance you want. Otherwise, you may need the help of a professional agent. A death in the family for many people can lead to a substantial loss of income, so knowing where to find quality life insurance is a serious endeavor that you and your family should consider a priority. Therefore, this is not the time to cut corners.
To begin, you don’t want to pay too much for a policy that may not meet your needs; before you buy, you should think about the following:
- Do you need temporary or permanent coverage
- What are the basic types of insurance available
- What rates can I get for my budget
- How reliable is the insurance company I hope to buy a policy from
How Much Do I Need
D.I.M.E our simple formula to calculate your life insurance needs.
- Debt – add up all debt other than mortgage
- Income – add up 10 years of income
- Mortgage – add up existing mortgage balance
- Education – add up cost of children’s education
The sooner you buy life insurance the cheaper it will be.
Basic Types of Life Insurance Policies
Whole Life
Permanent insurance protection that builds cash value.Universal Life
The most affordable type of permanent protection.Term Life
Term life insurances can last 10, 20 or 30 years.Compare instant life insurance rates from over 40 companies, in seconds.
A Rated Life Insurance Companies
Your Insurance Market Agent will make sure your working with an A rated life insurance company.
We only represent the top companies from:
MetLife, Principal, Voya, Transamerica, Sagicore, Prudential, Assurity and many more.
Your Insurance Market Agent knows which life insurance companies will best fit your needs.
No exam life insurance we got it. Get up to $400,000 in coverage without a medical exam.
For greater quality of service choose an Insurance Market Agent.
