Home insurance is more than just price
Everybody wants affordable home insurance, but you never want to buy home insurance solely based on price. Cheap home insurance often leaves gaps in coverage. What you think is saving you hundreds could end up costing you thousands in the event of a claim.
Imagine if you buy a home insurance policy and then hail suffer damage on your home. Then, you find out your roof is covered on an actual cash value basis and not 100% replacement cost. These things happen all too often when consumers buy the cheapest home insurance they can find. You thought you were saving money by buying the cheaper policy, but it will now cost you thousands out of pocket.
Your Insurance Market Agent will get you multiple competitive home insurance quotes. We will make sure you have 100% replacement cost, back up of sewer and drain, and the perfect amount of dwelling coverage in case of a total loss and you have to rebuild your entire home.
You Insurance Market Agent will make sure you buy the best homeowners insurance policy possible.
DwellingProtect your home from fire, wind, hail and many other perils.
ContentsCover your personal property from theft and more with a home insurance policy.
LiabilityYour home insurance policy can protect your assets from liability lawsuits.
What does homeowners insurance cover?
Homeowners insurance will cover your dwelling, personal property and liability. The type of home insurance policy you buy will determine what and how you are covered. Some policies are better than others, and each insurance company will offer different coverage packages. The two types of home insurance policies are H05 and an H03. With the H05 offering broader coverage than a H03 policy. An HO5 is the best homeowners insurance policy you can buy.Your agent can guide you to the proper home insurance policy.
- Do you have an all risk policy?
- Are your electronics covered?
- How much does the base policy cover for jewelry?
- Is your personal property covered off premises?
- Do I have any coverage for my at home business?
Am I covered? See our popular blog posts.
Homeowners insurance coverage can be confusing so we try to educate you on some of the more difficult questions regarding your home insurance policy. Getting homeowners insurance quotes is easy, but ensuring you are covered when it’s claim time can be difficult.
The cheapest homeowners insurance is not always the best. A cheap policy can leave you with gaps in coverage, and those gaps can turn into you paying for claims out of pocket. We never look for the cheapest homeowners insurance quote; instead, we help you look for the home insurance company that will give you the most coverage at the lowest cost. We help you get the best value!Don’t forget to follow us to stay up to date on what’s new.
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